Legal
Terms of Service
Last updated: June 30, 2026
Please read these Terms of Service ("Terms") carefully before using the InsuredWithYaz website located at insuredwithyaz.com ("Site") or engaging our life insurance brokerage services. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. About InsuredWithYaz
InsuredWithYaz is an independent life insurance brokerage. We help individuals and families explore life insurance options from multiple carriers. We are not an insurance carrier and do not underwrite insurance policies. Coverage is subject to carrier approval, underwriting, and the terms of the individual policy issued.
2. Not Insurance Advice
The information provided on this Site is for general informational purposes only and does not constitute insurance, legal, financial, or tax advice. Nothing on this Site should be relied upon as a substitute for professional advice tailored to your specific situation. We encourage you to consult with a licensed professional before making any insurance or financial decisions.
3. Quote Requests
Submitting a quote request through this Site does not bind you to any insurance policy or obligate you to purchase coverage. Quote requests are used solely to initiate a conversation about your coverage needs. Any actual policy offer will come directly from an insurance carrier and will be subject to that carrier's terms, conditions, and underwriting requirements.
4. Accuracy of Information
We make reasonable efforts to keep the information on this Site accurate and up to date. However, we make no warranties or representations, express or implied, regarding the completeness, accuracy, or reliability of any content on the Site. Insurance products, availability, pricing, and rider options vary by carrier, state, and individual circumstances and are subject to change without notice.
5. Intellectual Property
All content on this Site — including text, graphics, logos, and images — is the property of InsuredWithYaz or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.
6. Third-Party Links
This Site may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Visiting linked sites is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law, InsuredWithYaz shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, this Site or our services — even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from these Terms or your use of the Site shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.
8. Indemnification
You agree to indemnify and hold harmless InsuredWithYaz and its affiliates, officers, agents, and employees from any claim, liability, damage, or expense (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Pennsylvania.
10. Changes to These Terms
We reserve the right to update or modify these Terms at any time. When we do, we will revise the "Last updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
11. Contact Us
If you have questions about these Terms, please contact us: